How far your money goes in Northern Neck.

Virginia's Northern Neck, the peninsula between the Potomac and the Rappahannock: four rural Chesapeake Bay counties of working waterfronts, river and creek shoreline, and colonial-era landmarks. If you're coming from a pricier metro, the calculator below shows what your salary and home equity are really worth in Northern Neck, plus the tax difference and what a house here actually costs. Every figure comes straight from public tax and sales records.

Colonial Beach waterfront
Credit
Photo: Mark01742 / CC BY-SA 4.0 · Wikimedia Commons · Resized and re-encoded for web

Your relocation calculator

Put in your current ZIP and income, and you'll see how the cost of living, taxes, and home prices differ here.

You can afford
$729,495
~$4,667/mo · $145,899 down in Lancaster County
Costs more on taxes
$1,567/yr
income −$1,242 · property −$324
Equivalent salary here
$172,000
cost of living ~14% lower than a typical large metro
Median home there
-
enter a ZIP for your origin

Estimates only, not financial or legal advice. Verify with a licensed professional.

Or check what's near a specific address →

What homes cost, by area

Median sale price (last 2–8 years), the typical range, assessed $/sqft, and the local real-estate tax rate per $100 of value. All of it pulled from public parcel and sales records.

AreaMetroMedian priceTypical range$/sqftTax /$100
Lancaster CountyNORTHERN_NECKfew recorded sales--0.60
Northumberland CountyNORTHERN_NECKfew recorded sales--0.51
Richmond CountyNORTHERN_NECKfew recorded sales--0.60
Westmoreland CountyNORTHERN_NECKfew recorded sales--0.68
Sources and freshnessLast rebuilt 2026-09-14 with public records and source notes for Northern Neck.
  • Last rebuilt 2026-09-14 from the latest records synced into this guide.
  • 4 areas show an explicit coming-soon state rather than a guessed price.
  • Property and tax figures come from county/city parcel, sales, and assessor records.
  • School metrics use Virginia Department of Education profiles when available.
  • Amenity and business counts use OpenStreetMap, so hours and listings can change.
  • Jobs, events, news, and business-directory layers are included only after their feeds or curated sources sync.
  • Use these figures as planning estimates, then verify taxes, listings, and school details before making an offer.

What your money buys, by area

Lancaster County

Market data coming soon
Too few recorded sales or assessments yet. See the full area guide below.
21 restaurants · 5 grocery · Car-dependent
Lancaster County Public Schools: 92% grad rate · 57% math / 66% reading SOL

The lower Neck on the Rappahannock. Kilmarnock, Irvington, and White Stone form the region's retail and dining hub, with deepwater creeks running to the river and the bay.

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Northumberland County

Market data coming soon
Too few recorded sales or assessments yet. See the full area guide below.
0 restaurants · 0 grocery · Car-dependent
Northumberland County Public Schools: 94% grad rate · 77% math / 74% reading SOL

The county at the bay-front tip of the Neck, with Heathsville as its seat. Reedville's menhaden fleet still works the Chesapeake, and the Great Wicomico, Coan, and Yeocomico rivers carve the shoreline into deepwater necks.

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Richmond County

Market data coming soon
Too few recorded sales or assessments yet. See the full area guide below.
0 restaurants · 0 grocery · Car-dependent
Richmond County Public Schools: 98% grad rate · 76% math / 69% reading SOL

The upper-Rappahannock county, not the city. Warsaw is the county seat and home to a Rappahannock Community College campus, with grain farmland and river frontage around it.

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Westmoreland County

Market data coming soon
Too few recorded sales or assessments yet. See the full area guide below.
0 restaurants · 0 grocery · Car-dependent
Westmoreland County Public Schools: 95% grad rate · 78% math / 73% reading SOL

The Potomac-side county of the upper Neck. Colonial Beach and Montross are its towns, and George Washington Birthplace National Monument, Stratford Hall, and Westmoreland State Park line its Potomac shore.

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Estimates are for general guidance only and are not tax, legal, or financial advice. Tax rates and prices change; verify current figures before making decisions.

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